Privacy Policy

1. Introduction

TessPay Finance Inc ("Company," "we," "us," or "our") is committed to protecting the privacy of our clients and website visitors. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at thetesspayfinance.com or engage with our business funding services.

By using our website or submitting information to us, you consent to the practices described in this Privacy Policy. Please read it carefully.

2. Information We Collect

Information You Provide Directly

We collect information you voluntarily provide when you complete our contact or application forms, including:

• Full name and contact information (email address, business address)
• Business name, type, and operating history
• Funding amount requested and intended use
• Financial information relevant to your funding application
• SMS and/or email communication preferences (opt-in choices)

Information Collected Automatically

When you visit our website, we may automatically collect certain information including IP address, browser type, operating system, referring URLs, pages viewed, and time spent on pages. This information is used for analytics and to improve our website experience.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To evaluate and process your business funding application
• To communicate with you about your application and our services
• To send marketing and promotional communications (only where you have opted in)
• To send SMS/MMS messages (only where you have provided explicit SMS consent)
• To improve our website, products, and services
• To comply with applicable legal obligations
• To detect, prevent, and address fraud or other unlawful activity

4. SMS / Text Message Communications

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Sharing of Information

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We may share your information in the following limited circumstances:

• Service Providers: We may share information with vetted third-party vendors who assist us in operating our website, processing applications, or conducting our business — under strict confidentiality obligations.
• Legal Requirements: We may disclose information when required by law, court order, or governmental authority.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• With Your Consent: We may share information for any other purpose with your explicit consent.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Data Security

We implement commercially reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required by law. When your information is no longer needed, we will delete or anonymize it in accordance with our data retention practices.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information
• The right to opt out of marketing communications (email or SMS) at any time
• The right to data portability, where applicable

To exercise any of these rights, please contact us at marc@thetesspayfinance.com.

9. Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site usage, and assist in our marketing efforts. You can control cookie settings through your browser. Disabling cookies may affect the functionality of certain parts of our website.

10. Children's Privacy

Our services are intended for business owners and adults aged 18 and older. We do not knowingly collect personal information from children under the age of 13. If you believe we have inadvertently collected information from a minor, please contact us immediately so we can delete it.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. We will post the revised policy with an updated "Last Updated" date. Your continued use of our website following any changes constitutes your acceptance of the revised policy. We encourage you to review this policy periodically.

12. Contact Us

If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us:

TessPay Finance Inc
9160 Forum Corporate Pkwy
Fort Myers, FL 33905
Email: marc@thetesspayfinance.com