Business Funding Solutions

Working capital loans provide immediate liquidity to keep your business operating smoothly. Whether you're managing seasonal fluctuations, covering payroll, purchasing inventory, or seizing a time-sensitive opportunity — our working capital loans deliver funds fast with flexible repayment structures built around your revenue cycle.

• Funding from $10,000–$500,000
• Fast funding decisions
• Flexible repayment terms
• Minimal documentation
• No collateral required for many programs
• Direct lender — decisions in-house

Acquire the equipment your business needs without depleting your working capital. Equipment financing allows you to spread the cost of machinery, vehicles, technology, and tools over time — while immediately gaining access to the assets that drive your business forward. The equipment itself typically serves as collateral, making qualification more accessible.

• Finance new or used equipment
• Up to 100% equipment cost covered
• Fixed monthly payments
• Preserve existing credit lines
• Potential tax advantages (consult advisor)
• Wide range of eligible equipment types

A business line of credit gives you on-demand access to capital — draw what you need, when you need it, and only pay interest on the amount you use. It's the ultimate financial safety net for businesses that face variable cash flow, unexpected expenses, or want to stay ready to act on opportunities without delay.

• Draw funds as needed
• Interest only on drawn amount
• Revolving — repay and reuse
• Flexible credit limits
• Ideal for ongoing working capital needs
• Build business credit over time

Revenue-based financing provides capital in exchange for a percentage of future revenue. Repayments flex with your sales volume — when business is strong, you pay more; during slower periods, you pay less. This structure aligns lender and borrower interests, making it an ideal solution for businesses with consistent but variable monthly revenue.

• Payments scale with your revenue
• No fixed monthly payment pressure
• No equity dilution
• Fast qualification process
• Good credit not always required
• Ideal for e-commerce and recurring revenue businesses

Designed specifically for small business owners who need straightforward access to growth capital without navigating complex bank requirements. Our small business funding programs are built with entrepreneurs in mind — offering reasonable qualification standards, fast processing, and funding amounts that match the real needs of growing small businesses.

• Designed for small business owners
• Lower documentation thresholds
• Startup-friendly options available
• Multiple industries served
• Competitive funding terms
• Dedicated support team

Whether you're purchasing, refinancing, or renovating commercial property, TessPay Finance Inc offers commercial real estate loan solutions designed for business owners. Our team structures loans with competitive terms that align with your investment objectives and business plan — with the speed and directness you won't find at a traditional bank.

• Purchase, refinance, or renovation
• Competitive rates and terms
• Multiple commercial property types
• Owner-occupied and investment properties
• Flexible LTV ratios
• Direct lender decisions